Arizona Insurance Experts
Protecting What Matters Most
in Arizona
Independent insurance you can trust. We shop dozens of top-rated carriers to find the right coverage at the right price – for your family, your home, your business.
25+
Top-Rated Carriers
24h
Quote Turnaround
100%
Independent
AZ
Locally Owned
Why Lux Insurance Group
A better way to buy insurance
We’re not tied to a single company. That means we work for you – comparing real options across dozens of carriers to build a policy that fits your life and your budget.
Independent & Unbiased
We shop A-rated carriers so you don’t have to. Our recommendations are based on your needs – not quotas.
Fast, Friendly Service
Most quotes in 24 hours. Real humans answer the phone. Claims support when life gets messy – no call-center runaround.
Arizona Born & Raised
We live and work in Arizona. We understand monsoons, haboobs, hail, sun damage, and the unique risks of desert life.
Coverage That Fits Your Life
Every line of insurance, one trusted agent
Get a Free Quote in Minutes
Tell us what you need. We’ll handle the rest.
No pressure, no obligation, no “we’ll get back to you next week.” Fill out the form and we’ll reach out within one business day with options tailored to your situation.
- We compare 25+ carriers including Progressive, Travelers, Nationwide, Safeco, and more
- Bundle home + auto and save an average of 15%
- Switch any time – we’ll even handle the cancellation paperwork
- Licensed in Arizona and ready to help
Carriers We Shop
Access to the nation’s top-rated insurers
Travelers
Nationwide
Safeco
Foremost
Mercury
Bristol West
Hagerty
The Hartford
+ many more
Carrier availability varies by product and underwriting guidelines.
Frequently Asked Questions
What most people ask us
How is an independent agent different from Geico or State Farm?
Captive agents like Geico, State Farm, and Allstate can only sell you one company’s policy. When you work with us, we compare quotes from dozens of A-rated carriers and recommend the best fit for your situation – not the one that pays us the most.
Do you only serve Scottsdale or all of Arizona?
We currently write policies throughout the state of Arizona. Whether you’re in Scottsdale, Phoenix, Tucson, Flagstaff, Prescott, Mesa, Chandler, Gilbert, or anywhere in between – we’ve got you covered.
How much does it cost to get a quote?
Nothing. Quotes are always free and there’s no obligation to buy. We’d rather show you options and earn your business than pressure you into a decision.
Can I really save money by bundling home and auto?
Yes – most carriers offer multi-policy discounts of 10-25% when you bundle. We’ll quote both separately and bundled so you can see the real number side by side.
How long does it take to switch carriers?
Most switches can be completed in 24-48 hours. We’ll coordinate the new effective date so there’s no gap in coverage, and in most cases we’ll help you cancel your old policy so you don’t have to make that call.
Ready When You Are
Let’s find your perfect policy.
Call us, email us, or request a quote online. We’re real humans – and we’ll treat your policy like it’s our own.