About Lux Insurance Group
Arizona insurance, done differently
We’re an independent insurance agency serving Arizona families and businesses. No scripts, no pressure, no one-size-fits-all. Just honest advice, real options, and coverage that actually fits.
Our Story
Insurance shouldn’t feel like a trap.
Most people have had at least one bad experience with insurance. Maybe a captive agent pushed a policy that didn’t fit. Maybe a claim got denied on a technicality. Maybe your rates doubled at renewal with no explanation.
Lux Insurance Group was built to be the opposite of that. As an independent agency, we’re not locked into one carrier. We shop 25+ A-rated companies to find the policy that actually makes sense for your life – and we tell you why, not just what it costs.
We’re based in Scottsdale and write across Arizona – from Flagstaff to Yuma, Kingman to Sierra Vista. We know monsoon season, haboob season, wildfire season, and what Arizona judges think about uninsured motorists. That matters when you actually have a claim.
Our promise: honest answers, fair prices, and real humans on the phone when you need us.
What We Stand For
Four values, zero exceptions
Honesty
If a cheaper or better policy exists, we’ll tell you – even if it’s not ours.
Advocacy
When a claim gets tough, we fight for you with the carrier. That’s the whole point.
Expertise
Licensed, trained, continuously educated. We know the policies inside out.
Local
Arizona born and raised. We understand our state, our weather, our people.
How It Works
Getting a quote is simple
Tell us about you
Call, email, or fill out the form. We’ll ask about your situation, your current coverage, and what matters to you.
We shop the market
We compare quotes from 25+ A-rated carriers and pull together real options – with prices, coverage, and trade-offs.
You choose. We bind.
You pick the option that works. We handle the paperwork, the switch, and even cancel your old policy.